The primary purpose of an Evaluation Analyst I is to perform evaluations (internal value estimates) of real estate collateral for loan originations and loan renewals, as the Loan Policy Manual permits.
Apply real estate analysis such as sales comparison approach, cost approach, and income approach to collateral evaluation assignments.
Capture and store market data from available sources into internal office databases (DataComp, etc).
Assemble exhibits such as photos, maps, legal descriptions, etc for inclusion in real estate evaluations.
Search for comparable data from internal and web-based real estate databases.
Transcribe collateral identification data such as address, legal description and county parcel numbers into evaluation forms and electronic formats.
Knowledge of the general supply/demand nature of the real estate market.
Knowledge of the general framework of landlord and tenant.
Knowledge of the general business environment as regards real estate.
Familiar with real estate practice on all types of properties.
Knowledge of various Microsoft software applications
Superb Communication skills- ability to communicate both orally and in writing with associates, real estate appraisers, real estate brokers and others in the banking/real estate community. Skills should include service oriented telephone practice, email proficiency, and related communication skills.
Computer skills, to include Word Processing, spreadsheet, and database skills. Database skills should include adaptability to specialty real estate databases.
Problem solving skills- Ability to work through a changing set of circumstances and data to achieve a desired outcome
Proven ability to use logic, reasoning and judgment to determine best possible solution while having several good options
Ability to interpret real estate legal descriptions
Ability to engage in overnight travel for business purposes
Four year college business degree preferred.
Work experience in one or more of the following specialties is preferred: