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Fair Lending Risk Analyst

Fair Lending Risk Analyst

Job ID 
Posted Date 
Regular Full-Time
Job Grade 
FLSA Status 
Working Hours 
Mon - Fri; 8am - 5pm
Job Location: Company 
CRA & Fair Lending - 0243

More information about this job


The purpose of this position is to assist the Fair Lending Manager in the  execution of conducting statistical and investigative analysis, including comparative file reviews in all lending areas and life cycles to identify areas of fair lending concern to improve Trustmark’s internal controls and reduce the bank’s reputation and regulatory risk exposure.


  • Analyst assists the Fair Lending Manager in:
    • Executing analysis designed to evaluate data for evidence of disparate treatment/impact.
    • Conducting comparative or investigative file reviews to identify instances of disparate treatment/impact
    • Preparing summary reports, written descriptions of analysis methodology and conclusions
    • Identifying data integrity issues
  • Analyst assists the Fair Lending Manager in providing metrics and other contextual information for the completion of the Fair Lending Risk Assessment (FLRA).
  • Analyst maintains a working knowledge of Fair Lending laws, regulations, and principles and pursues depth of understanding through practice and self-education. In addition, Analyst maintains basic knowledge of data and systems, including CRA & FL Wiz as well as basic statistical and sampling techniques.


  • Preferred knowledge of Fair Lending Analytics techniques
  • Intermediate knowledge of fair lending laws and regulations, as well as bank policies, practices, and operations
  • CRA/FL Wiz software knowledge is preferred
  • Intermediate computer skills
  • Good communication skills
  • Ability to work independently
  • Detail oriented, accurate, and organized
  • Satisfactory presentation skills
  • Ability to work effectively with business teams
  • Prior experience related to Fair Lending analysis, HMDA reporting, HMDA/FL Wiz software, statistical analysis is a plus
  • Four year undergraduate degree (finance, economics, business, accounting preferred) or
  • Three (+) years of progressive related experience – preference in Fair Lending and/or conducting analyses
  • Experience in credit related functions is a plus